Before we start

Have you started investing yet?

This shapes how we describe your profile and what we show you next.

A

Yes — I have a brokerage or fund account

B

Not yet — I'm figuring out where to start

Question 1 of 4

How many investing philosophies do you know?

There are 6 main schools. Before we ask what fits you, let's make sure we're on the same page.

A

1–2 — heard of them but not clear on the differences

B

3 — I know a few well

C

4–5 — pretty solid grasp

D

All 6 — I'm familiar with each one

🦅 Value Investing

Warren Buffett · Benjamin Graham

Find great businesses trading below their intrinsic value. Buy and hold for years — let compounding do the work. The "boring" approach that historically outperforms most active strategies.

📌 e.g. Coca-Cola (KO), Apple (AAPL), Berkshire (BRK.B) — durable brands, wide moats, held for decades.

📊 Index / Passive Investing

John Bogle

Don't try to beat the market — own the whole market cheaply. Dollar-cost average into index funds. Beat most professionals by doing almost nothing.

📌 e.g. SPY / VOO (S&P 500), VTI (total US market), QQQ (Nasdaq 100). Set auto-invest and ignore the noise.

🌱 Growth Investing

Philip Fisher

Find companies growing revenues and market share rapidly. Pay a premium for future dominance. Higher upside, higher volatility — patience and conviction required.

📌 e.g. NVIDIA before the AI boom, Amazon in the 2010s — high P/E, high growth, requires holding through painful drawdowns.

📈 Trend Trading

Jesse Livermore

Follow price momentum. Buy what's going up, sell what's going down, cut losses fast. Demands iron discipline — most practitioners eventually lose without a system.

📌 e.g. Bitcoin & crypto cycles, NVDA breakout in 2023. Success depends entirely on when you enter and exit.

🌐 Macro Hedge

George Soros · Ray Dalio

Trade across asset classes based on macroeconomic cycles: currencies, bonds, commodities, equities. Extremely high bar for entry — this is institutional-level complexity.

📌 e.g. Gold (GLD) as inflation hedge, TLT on rate cuts, oil on supply shocks. Soros shorted the British pound. Dalio uses All Weather.

🎯 Core-Satellite

Bogle + Buffett / Fisher hybrid

80% index for stable market beta · 20% active positions for selected upside. Structure that lets you benefit from both systematic and conviction-based investing.

📌 e.g. VOO as core + 3–5 hand-picked stocks as satellite. Separates "must not lose" from "willing to bet on."

Question 1 of 4 — Let's start from the basics

A quick introduction before we build your system

These are the building blocks. Tap to expand any section. No test — just context so you can make an informed choice.

📂 Q1-1 — What types of investing exist?

🧭 Q1-2 — What are the main investing philosophies?

You've probably heard of these investors. Tap each one to see what approach they represent.

Question 2 of 4

Which school do you think the 8 AIs recommended?

Make a prediction — then see the actual experiment data. You can select more than one.

🦅 Value Investing

📊 Index Investing

🌱 Growth Investing

📈 Trend Trading

🌐 Macro Hedge

🎯 A mix of all

📖 Experiment 1 Data — Read full experiment →

8 AIs were each asked independently: "Which investing philosophy should an ordinary person choose?" Every single one said Value Investing. None chose growth, index, or trend as their top answer. Their reasoning converged on one insight: value investing is the only system that turns a retail investor's biggest "weakness" into a strength — retail investors can't compete on speed or data, but they have one edge institutions don't: unlimited time horizon. Patience is the core weapon.

"DeepSeek: AI is best used as an information pickaxe, not a crystal ball. Use it for 80% of information processing and cross-referencing — not predicting the 20% that requires reading people."

"Claude: The only resource retail investors have that institutions don't is time horizon — value investing is the only system that turns this into an advantage."

"ChatGPT: A system built on patience, research discipline, and emotional control aligns perfectly with the tools AI can actually provide — systematic information, not market timing."

"Doubao: The retail investor's greatest advantage isn't speed, it's freedom — no quarterly earnings pressure, no redemption risk, no career risk. Value investing is the only school that exploits this fully."

Your turn

Which path do you want to explore?

All 8 AIs recommended value investing — but the final choice is yours. Pick the path that genuinely interests you. We'll generate a personalized Prompt Library tailored to your exact answers.

Question 3 of 4 — Your profile

Tell me about yourself

Answer honestly — the more accurate, the more useful your AI prompt will be.

🦅

📋 Your Answers — Fit Analysis

🚀 Your Personalized Prompt Library

Choose a use case, copy the prompt (pre-filled with your answers), paste into any AI and start immediately.

🔒 Privacy tip: The copied prompt includes our most complete financial context template — delete any lines you'd rather not share, nothing is required. Fill it in directly in your AI chat, not here. We never see or store your conversation.

🧪 Decision Lab — 6 Calculation Tools

Each tool is a full decision engine: calculate → AI explain → visualize → decide. All 5 schools + 8 AI committee inside every tool.

Tool #1

📊 DCA Strategy Lab

Smile Curve · Compound sim · 5-school verdict

Tool #2

🔴 Recovery Planner

Hold / Add / Cut · Opportunity cost · Sunk cost reset

Tool #3

🎯 Kelly Lab

Win rate × Odds → Optimal size · Risk of Ruin

Tool #4